Yields are related to inflation, which inherently makes the consumer dollar less powerful. The point is that the consumer doesn't "enjoy" the advantages an investor does. One could say that a consumer can get in the game, and not lose purchasing power, by being an investor.
It is still a zero-sum game. Wasting all your life chasing money doesn't get you far. Either money printing or commodity inflation pull the rug from underneath our feet. There is only one Earth and we share it, there is not more that you can get. Seek the true value in life.
I have learned that when I analyze charts with dollars as a denominator, they made no sense. Don't value things based on dollars. The same applies to your daily life, not just trading.